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PRIVACY POLICY FOR LIVINGTRUSTSONLINE.com
This privacy policy sets out how LIVINGTRUSTSONLINE.com
("LTO") uses and protects any information that
you give LTO when you use this website.
LTO is committed to ensuring that your privacy is protected.
Should we ask you to provide certain information by which you
can be identified when using this website, then you can be assured
that it will only be used in accordance with this privacy statement.
LTO may change this policy from time to time by updating
this page. You should check this page from time to time to ensure
that you are happy with any changes. This policy is effective
from January 01, 2001.
WHAT WE COLLECT
We may collect the following information:
Name, Email Address, Information relevant to customer surveys
and/or offers.
* Information
collected for documentation preparation is used solely for completing
legal forms on your behalf. Furthermore, information collected
for documentation preparation is never shared with any third-party.
What we do with the information we gather
We require this information to understand your needs and provide
you with a better service, and in particular for the following
reasons:
Internal record keeping
We may use the information to improve our products and services.
We may periodically send promotional email about new products,
special offers or other information which we think you may find
interesting using the email address which you have provided.
From time to time, we may also use your information to contact
you for market research purposes. We may contact you by email,
phone, fax or mail.
We may use the information to customize the website according
to your interests.
Security
We are committed to ensuring that your information is secure.
In order to prevent unauthorized access or disclosure we have
put in place suitable physical, electronic and managerial procedures
to safeguard and secure the information we collect online.
How we use cookies
A cookie is a small file which asks permission to be placed on
your computer,s hard drive. Once you agree, the file is added
and the cookie helps analyze web traffic or lets you know when
you visit a particular site. Cookies allow web applications to
respond to you as an individual. The web application can tailor
its operations to your needs, likes and dislikes by gathering
and remembering information about your preferences.
We use traffic log cookies to identify which pages are being
used. This helps us analyze data about web page traffic and improve
our website in order to tailor it to customer needs. We only
use this information for statistical analysis purposes and then
the data is removed from the system.
Overall, cookies help us provide you with a better website, by
enabling us to monitor which pages you find useful and which
you do not. A cookie in no way gives us access to your computer
or any information about you, other than the data you choose
to share with us.
You can choose to accept or decline cookies. Most web browsers
automatically accept cookies, but you can usually modify your
browser setting to decline cookies if you prefer. This may prevent
you from taking full advantage of the website.
PERSONS UNDER 18 YEARS OF AGE ARE EXCLUDED FROM THIS WEBSITE
This website is not lawfully accessible to persons under the
age of 18 or who are otherwise covered by the provisions of the
Child Online Privacy Act of 1998 (COPA). If you are under the
age of 18 you must leave this site immediately. Fraudulent use
of this website may make you subject to civil or criminal sanctions.
LINKS TO OTHER WEBSITES
Our website may contain links to enable you to visit other websites
of interest easily. However, once you have used these links to
leave our site, you should note that we do not have any control
over that other website. Therefore, we cannot be responsible
for the protection and privacy of any information which you provide
whilst visiting such sites and such sites are not governed by
this privacy statement. You should exercise caution and look
at the privacy statement applicable to the website in question.
YOUR PERSONAL INFORMATION
We will not sell, distribute or lease your personal information
to third parties unless we have your permission or are required
by law. We may use your personal information to send you promotional
information about third parties which we think you may find interesting
if you tell us that you wish this to happen.
You may request details of personal information which we hold
about you under the Data Protection Act 1998. A small fee will
be payable. If you would like a copy of the information held
on you please send an email to
If you believe that any information we are holding on you is
incorrect or incomplete, please write to or email us as soon
as possible, at the above address. We will promptly correct any
information found to be incorrect.
QUESTIONS, COMMENTS, OR REPORT OF INCIDENTS
You may direct questions, comments or reports to:
REVISIONS TO THIS PRIVACY POLICY WITHOUT NOTICE
This Privacy Policy is dynamic. It will continually change. You
may not assume that it remains the same and you agree to check
the policy each time you visit the site for changes. Unless,
in the sole opinion of the website, this policy changes so drastically
as to suggest a posted notification on the site or via email,
you will receive no notification of changes to this Privacy Policy
nor, under any circumstances, does this site promise notification.
Your continued use of this site always evidences your acceptance
of the terms this Privacy Policy or any modifications.
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